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BI
PD
PIP
Personal Insurance Protection
In Florida, PIP coverage is required to be purchased by all owners of motor vehicles registered in this state. PIP coverage makes the individual responsible for their own injuries in an accident regardless of fault.
Property Damage
This liability insurance covers the cost of damages to someone else's property after an accident you cause. PD will pay out when you are at fault for an accident that causes damage to someone else's car
Bodily Injury
When you are found legally responsible for a car accident, this liability coverage is the part of your insurance policy that pays for the costs associated with injuries to the other person or people involved.
CL
Collision
When your vehicle is damaged in an accident, collision insurance is an optionalcoverage that pays the cost of repairing or replacing it, minus the amount of your deductible. Collisions can involve another vehicle or an object, like a guardrail or a tree.
CP
Comprehensive
CP is an optional autoinsurance coverage that protects your car against damage not resulting from a collision, as well as from theft. It covers a wide array of events that can damage your car, including vandalism, fires, and rockslides on twisting mountain roads.