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Term Life
Term life insurance is known as “pure” life insurance, because it will pay out the death benefit if the named person dies within the defined term (anywhere from one to 30 years), but if the named person does not die, no portion of the premiums will be returned to the policyholder.
Universal
Life
Whole
Life
Universal life insurance, also commonly referred to as a “UL” policy, is a form of life insurance that offers flexible premiums, a level or increasing death benefit, and a tax-deferred investment opportunity to the insured
Whole life insurance coverage can help you protect your family for life, and it has an investment component to help you build cash value over time. Plus, your payments and coverage are guaranteed to stay the same.